At Genz Cash we understand the importance of reliable and comfortable mobility. Our Car Loans are designed to help you purchase a new or used car with ease—whether for daily commuting, family needs, or personal travel. With flexible financing options, you can manage your budget smoothly while enjoying the convenience of owning a car.
Genz Cash Genz Cash simplifies car financing with affordable loan options, quick approvals, minimal documentation, and a seamless paperless application process — helping you drive your dream car with confidence.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
Genz Cash offers Car loans with competitive interest rates starting from 14% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps with minimal documentation and quick approval through GenzCash.
Submit your loan application online with basic details.
Provide minimal documents for quick verification.
Your application is reviewed based on eligibility criteria.
Receive loan approval with transparent terms.
Funds are credited directly to your bank account.
Indian residents with a stable income, valid identity proof, and an acceptable credit profile are eligible. Final eligibility depends on lender verification.
A Car Loan can be used to purchase a new or used car for personal or professional use, helping you own a vehicle with easy EMIs.
Car loan approval is usually quick once the application and documents are submitted. Disbursal is subject to verification and lender approval.
Basic documents such as identity proof, address proof, income details, bank statements, and vehicle details are required. Requirements may vary by lender.
