At Genz Cash, we understand that your property is a valuable asset. Our Loan Against Property solutions help you unlock its worth to meet your personal or business financial needs with confidence. Whether it’s for business expansion, education, medical expenses, or other major goals, we offer high-value loans with ease.
With competitive interest rates, flexible repayment options, and customized loan solutions, Genz Cash makes borrowing against your property simple and stress-free. Our quick approvals, minimal documentation, and seamless digital process ensure you access funds efficiently—while retaining ownership of your property and peace of mind.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
Genz Cash offers Loan Against Property loans with competitive interest rates starting from 9.5% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps with minimal documentation and quick approval through GenzCash.
Submit your loan application online with basic details.
Provide minimal documents for quick verification.
Your application is reviewed based on eligibility criteria.
Receive loan approval with transparent terms.
Funds are credited directly to your bank account.
A Loan Against Property allows you to borrow funds by mortgaging your residential or commercial property while continuing to own and use it.
You can use the funds for business expansion, education, medical needs, debt consolidation, or other personal and professional requirements.
Most residential, commercial, and sometimes industrial properties with clear legal titles are accepted as collateral.
Genz Cash offers competitive interest rates, higher loan amounts, flexible repayment tenures, quick approvals, and minimal documentation.
