At Genz Cash, we understand the evolving financial needs of MSMEs. Our MSME Loans are designed to help small and medium enterprises access timely funding for working capital, expansion, equipment purchase, or operational needs. With flexible financing options, you can manage cash flow efficiently, scale your business, and strengthen long-term growth.
Genz Cash simplifies business financing with affordable MSME loan options, quick approvals, and a smooth, paperless application process—empowering you to grow your business with confidence.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
Genz Cash offers MSME loans with competitive interest rates starting from 14% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps with minimal documentation and quick approval through GenzCash.
Submit your loan application online with basic details.
Provide minimal documents for quick verification.
Your application is reviewed based on eligibility criteria.
Receive loan approval with transparent terms.
Funds are credited directly to your bank account.
An MSME Loan is a financing solution designed to support micro, small, and medium enterprises in meeting business needs such as working capital, expansion, equipment purchase, or operational expenses.
Self-employed individuals, proprietors, partnerships, and registered MSMEs with a stable business income and valid documentation can apply. Eligibility is subject to lender assessment.
MSME Loans can be used for business expansion, inventory purchase, machinery or equipment financing, managing cash flow, marketing expenses, or debt consolidation.
With Genz Cash, the MSME loan process is simple and fast. Once the application and documents are verified, approval and disbursal are completed quickly, subject to verification.
