At Genz Cash, we understand that owning a home is one of life’s most important milestones. Our Home Loans are designed to help you buy, build, or renovate your home with financial ease. With flexible repayment options, competitive interest rates, and tailored loan solutions, you can plan your housing journey without stress.
Genz Cash simplifies home financing through quick approvals, minimal documentation, and a smooth digital application process—helping you move closer to your dream home with confidence and peace of mind.
Enter loan details and get your EMI, interest, and total amount in seconds.
Between 21 and 55 years
₹18k (Metro) and ₹15k (Non-metro)
Must be a Resident Indian Citizen
At least 1 year in current job/profession
Genz Cash offers Home loans with competitive interest rates starting from 8.25% p.a. The final rate is determined based on your business profile, creditworthiness, and overall eligibility.
Pan Card
Aadhaar Card
Bank Statement (Last 3 months)
Selfie
Address Proof (Permanent & Current Address)
First & Last name
Mobile Number
Date of Birth
Gender
PAN
Employment / Business Type
Monthly Income
Company name
Address Proof
Photo
Selfie (eKYC)
Current Address
Bank Statement
Father / Mother / Spouse Name
Reference Contact
Disbursement Bank Account Details
eNACH / UPI e-mandate
Interest Rate Starting from 14% p.a.
Processing Fee 2–4.5% of loan amount
Late Payment Fee ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee ₹500 + GST
Stamp Duty 0.1% of loan amount
Mandate Rejection Charges ₹250 + GST
Foreclosure Charges 4% on remaining principal
Apply online in a few simple steps with minimal documentation and quick approval through GenzCash.
Submit your loan application online with basic details.
Provide minimal documents for quick verification.
Your application is reviewed based on eligibility criteria.
Receive loan approval with transparent terms.
Funds are credited directly to your bank account.
Salaried individuals, self-employed professionals, and business owners with a stable income and acceptable credit profile can apply for a home loan, subject to lender verification.
A Home Loan can be used to purchase a new or resale house, construct a home, or renovate an existing residential property.
Home loan approval timelines vary, but applications are generally processed quickly once all required documents are submitted and verified.
Basic documents such as identity proof, address proof, income details, bank statements, and property-related documents are required. Requirements may vary based on the lender.
